LIC Address, Name & Minor-to-Major Changes
These are the smallest chores in insurance and the ones most often left undone for a decade. A wrong address means a renewal notice never arrives; an uncorrected name means a bank rejects the payout; a policy still held in a parent’s name after the child turns 18 means the money cannot be released without extra paperwork.
All three are one-visit jobs, and all three are worth doing in the same visit as a nominee update.
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Address change
- ·Submit the address-change request at the servicing branch with the policy number and proof of the new address — Aadhaar, electricity bill, rent agreement or passport.
- ·If you have moved to another city, ask for the policy to be transferred to the LIC branch serving the new address. Servicing then happens locally instead of by post.
- ·Update the mobile number and email at the same time. LIC’s premium-due and maturity notices increasingly arrive by SMS and email, and a stale number is how policies lapse unnoticed.
- ·Update the bank account and NACH mandate too if the old account is closed, otherwise the auto-debit fails and the policy lapses without anyone noticing.
Name correction or change
- ·A spelling correction needs the policy document and an identity proof showing the correct spelling.
- ·A change after marriage needs the marriage certificate, or a gazette notification where the certificate is not available.
- ·A formal name change needs the gazette notification, plus an affidavit in the format the branch specifies.
- ·The name on the policy should match the name on the bank account that will receive the money. A mismatch is a routine cause of a returned maturity payout.
Minor to major conversion
When a policy was taken on a child’s life, the child becomes the policyholder on turning 18 — but only if the conversion is actually completed.
- ·Submit proof of age — Class 10 marksheet, passport, or birth certificate — at the servicing branch once the life assured turns 18.
- ·The policy then stands in the life assured’s own name, and they sign future requests, nominations and claims themselves.
- ·Until conversion, the parent or proposer continues to hold the policy, and a maturity or claim at that point needs guardianship paperwork.
- ·Convert before the maturity date, not after. Conversion after maturity turns into a legal-heir process rather than a form.
The full servicing checklist
These are the updates worth doing together, in one branch visit, on every policy a family holds:
- ·Nominee registered, correct, and alive
- ·Address, mobile and email current
- ·Bank account and NACH mandate active
- ·PAN recorded where required
- ·Name matching the bank account exactly
- ·Minor policies converted once the child turns 18
- ·Premium mode and due dates known, not guessed
LIC Address, Name & Minor-to-Major Changes — common questions
How do I change my address in an LIC policy?
Submit an address-change request at the servicing branch with the policy number and proof of the new address such as Aadhaar, an electricity bill or a rent agreement. If you have moved cities, ask for the policy to be transferred to the local branch at the same time.
Can I change my name on an LIC policy after marriage?
Yes. Submit the request with the marriage certificate, or a gazette notification if a certificate is not available, along with identity proof. Make sure the name then matches your bank account, because a mismatch is a common reason a maturity payout is returned.
What happens if a minor’s LIC policy is not converted at 18?
The policy stays in the proposer’s name and the life assured cannot sign requests, change the nominee, or claim in their own right. At maturity it becomes a guardianship and legal-heir process instead of a simple form, which adds weeks or months.
Do I have to visit the branch in person for these changes?
Many updates can be initiated with a signed form and supporting documents, and some are available through LIC’s online customer portal once the policy is registered there. Anything involving a signature change or a minor-to-major conversion is usually completed at the branch.
What happens next
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- You get a reply on WhatsApp or a call back, Mon–Sat, 9 AM–6 PM.
- First consultation is free — by phone, on WhatsApp, or in person at the Shela office.
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Check the official terms
Plan features on this page are simplified summaries. Benefits, bonus rates, eligibility and exclusions are set by LIC and can change — always read the current sales brochure and policy document before you buy.